How Can I Help You Make More?

Wanting to run a particular promotion type that you already know works with your audience… let me build it for you.

Full Videos: Risk Free Trial

The post content with these videos can be used as stand alone posts as well.

Commonwealth Bank

This is the biggest bank is Australia so many of your visitors will immediately connect wit the branding.

Post Content:

Commonwealth Bank overcharged $80 million to 216,000 customers.

MortgageWatchdog have successfully helped over 28,450 people find their missing money. 5 million Australians are owed money and people are getting back thousands and thousands of dollars.

Bayley and Carolyn Vincent from NSW. They checked just 10 months’ worth of statements, and found $9,484 missing from their accounts.

The problem with these errors is that they are invisible to the naked eye, you can’t see them going through your statement line by line because they don’t work that way. They’re buried in some complex calculations.

Take a risk free trial of the MortgageWatchdog error detecting calculator here: <insertlink>

Download Wistia embed code here


Westpac

The second biggest bank in Australia.

Post Content:

Australia’s second biggest bank had to refund $65 million dollars to 200,000 customers.
The problem is that the bank detected this, not the customers.
200,000 people didn’t even notice.
All the banks combined have admitted to over $8.1 billion dollars in mistakes like this. 5 million Australians are owed money and so far MortgageWatchdog has successfully helped over 28,450 people find these kinds of overcharges.
Take a risk free trial of their errors finding calculator today: <insert affiliate link>

Download Wistia embed code here.


National Australia Bank

Post Content:

National Australia Bank illegally took a total of $62 million dollars from 195,000 customers, as reported in The Age newspaper.

All the banks combined have admitted to over $8.1 billion dollars in mistakes. 5 million Australians are owed money and so far MortgageWatchdog has successfully helped over 28,450 people find these kinds of overcharges. Now it’s your turn.

AnneMaree Enders from Perth found $7,563 when she checked her statements.
Take a risk free trial of the MortgageWatchdog error detecting calculator right now: <insert affiliate link>

Download Wistia embed code here


ANZ Bank

Post Content:

ANZ bank overcharged 235,000 of their home loan customers. ABC News reported that in total the bank had to refund roughly $70 million in overcharged interest on their customer’s accounts.

Over 5 million Australians have been overcharged by their bank, that’s one in 5 people.
Every major Australian lender has done this to their customers and combined, they have set aside $8.1 billion for all the refunds and compensation they need to pay.

Mrs. Mackenzie from Brisbane, she used MortgageWatchdog to check her accounts and found an overcharge of $8,643 on her loan and got it refunded back into her account.

You can take a risk free trial of MortgageWatchdog today: <insert affiliate link>

Download Wistia embed code here


ANZ Bank #2

Post Content:

This is funny (if it’s not your bank). In addition to their customers, the ANZ bank overcharged their chief executive too, and had to give him a refund.

MortgageWatchdog has successfully helped over 28,450 people find errors in their statements. One in 5 people are owed a refund by their bank and that’s just the ones the banks know about. They have told their shareholders that they have no confidence in their systems and that they may need to pay out even more money yet.
Wayne Keogh of Melbourne used MortgageWatchdog to check his accounts and he got back $9,876 from his bank.

You can take a risk free trial of MortgageWatchdog today: <insert affiliate link>

Download Wistia embed code here


Short Attention Getting Posts

Testimonial Post: $7,563

$7,563.04 was how much Ann-Maree Enders from Perth was refunded by her bank when she used MortgageWatchdog to check her mortgage for errors.  28,450 people have already found errors using this. How much will you be owed when you check? Click here and take a risk free trial of MortgageWatchdog.

Testimonial Post: $9,876

$9,876.27 was how much Wayne Keogh from Melbourne discovered he was overcharged when he checked his mortgage using MortgageWatchdog. He used the money to buy a car. You can take a risk free trial of MortgageWatchdog – click here. 28,450 people have already found errors using this. How much will you be owed when you check?

Testimonial Post: $8,643

$8,643 was how much Mrs. Mackenzie from Brisbane found missing from her fixed loan when she used MortgageWatchdog to check it. This saved her $33,000 over the life of her loan. 28,450 people have already found errors using this. How much will you be owed when you check? Take a risk free trial now.

Testimonial Post: $2,350 in 2 years

MortgageWatchdog found $2,350 in errors for Mark Carroll of Castle Hill in NSW. Worse still, is that this was in just the first two years of his loan.  How much will you be owed when you check your mortgage? 28,450 people have already found errors using this. Take a risk free trial now.

Testimonial Post: $9,484.31 in errors in 10 months

$9,484.31 in bank errors, in just 10 months. That’s what Bayley and Carolyn Vincent of Barden Ridge in NSW found when they used MortgageWatchdog to check their mortgage. 28,450 people have already found errors using this. How much will you be owed when you check your mortgage? Take a risk free trial now.

Testimonial Post: $1,250

“I am delighted to say that the bank has just deposited $1,250 back into my account to reimburse me for their error.” Jouko Hakola – Eight Mile Plains, QLD. He used MortgageWatchdog to find his errors. 28,450 people have already found errors using this. Take a risk free trial now.

Testimonial Post: $97 errors in the first month

“I have found a mistake in the first month of my loan! $97.00. Thank god for your software! Imagine that over another 30 years. Well worth the money spent!” Owen Frankhouser – South Hobart, TAS just one of the 28,450 success stories for MortgageWatchdog. Take a risk free trial now.

Statistics Post

1 in 5 Australians have been overcharged by their bank. The banks set aside $8.1 billion preparing for all the refunds and compensation they need to pay out. MortgageWatchdog has successfully helped over 28,450 people find bank mistakes.

Testimonial Post: $4,000

“6 weeks later the bank sent us two cheques, one for my husband and one for me. The total we received from the bank was $4,000. Best investment I have made all year. Thank you MortgageWatchdog.” Mychelle Morrissey and Gus Mulder – Wattle Grove, WA Just one of the 28,450 success stories for MortgageWatchdog. Take a risk free trial now.

Articles and blog posts

5 Reasons You Need Help to Detect Your Bank Overcharges

Reason #1:

All the banks have found errors worth tens of millions that hundreds of thousands of customers didn’t notice.
– ANZ overcharged 235,000 home loan customers roughly $70 million.
– Commonwealth Bank overcharged 216,000 customers, worth $80 million
– Westpac overcharged 200,000 customers, $65 million
– NAB 195,000 customers were overcharged, $62 million
This is just the big 4 but there’s many, many more.

Reason #2:

The banks have all set aside money for the refunds and compensation they know they need to pay. $8.1 billion between them in fact.
This isn’t a rumour or guesswork. Because they are publicly listed companies they have to announce this to the market. This is a big warning about how widespread and expensive this problem is.

Reason #3:

None of the banks have ruled out potentially needing even more money above the $8.1 billion for future mistakes. They know that the errors are so embedded in their systems that they can’t easily eliminate them and they don’t know where they all are.
If they don’t have confidence in their systems, why would you?
If the banks can’t fine them, then thinking you can look at your bank statement and find these errors with the naked eye is crazy.

Reason #4:

Justice Clarke of the New South Wales Supreme Court agrees “the era of trusting the banks has long gone.”
So does the head of the bank’s own lobbying organisation, the Australian Bankers Association. Their CEO, Anna Bligh said of the industry she represents “I think that the reports today would alarm many people.”

Reason #5:

MortgageWatchdog have successfully helped 28,450 people find mistakes. They offer clients a risk free trial of their program (click here to take the trial).

“MortgageWatchdog found that we had been overcharged $9,876.27 on our home loan. I had to recheck it as I didn’t think it could be true when I first did it. It was, and the bank has now reimbursed us for the full amount – and I used the money to buy a car!” Wayne Keogh – Melbourne, VIC

The Banks Have set Aside $8.1 Billion for Customer Refunds: How to get Your Share.

There’s an easy way to discover if you are included in the one in five homeowners who are owed money by their bank. It’s estimated that there are over 5 million people who are due a refund from their lender. In tough times like now, this is great news.

We shouldn’t have been overcharged to start with obviously, but the Royal Commission into the banking sector showed us otherwise. Every bank has done this to their customers.

That means everyone needs to be checking.

Researching this, we discovered a very successful way to find out how much money you might be missing. 28,450 people have already used MortgageWatchdog to examine their statements and find mistakes (we organised for you to take a trial run of this program too – click here to go there).

An incredible story is Bayley and Carolyn Vincent of Barden Ridge in NSW. They used MortgageWatchdog and found $9,484.31 in bank errors, in just 10 months. “If these errors had not been detected, we would have paid approximately an extra $55,000 in interest over the life of the loan” they said.

Andrew Gray the founder of MortgageWatchdog, warned, “the problem with these errors is that you can’t see them with the naked eye. Going through your statement line by line isn’t going to detect them because they are hidden in some complicated calculations. That’s why we developed our program, so regular people can easily detect these errors in their statements.” And looking at their success stories it’s clearly working.

The company was started back in 2001 and since then they estimate that they have helped people examine hundreds of thousands of bank statements.

“We offered a $250 cash reward for anyone who didn’t find errors in their statements. Over 20,000 people took the challenge and only 19 people were error free” Mr Gray said. “That’s a pretty big warning for anyone who thinks this isn’t happening, even the banks won’t deny it. Our clients have been getting back thousands and thousands of dollars”.

Roy Brown, the Managing Director of Interest Research Bureau said “The bank statements are never clean, [citing the experience of some 350 clients]. “Significant errors” occurred in 90% of statements. Banks get almost every interest calculation on mortgages and overdrafts wrong at some point.”

 

MortgageWatchdog are offering our readers a risk free trial of their error detecting calculator.

28,450 People Successfully Find Missing Money with MortgageWatchdog

It’s estimated that Australian banks have overcharged over 5 million people, that’s one in five Australians who are owed money.

However, as an ominous warning to their customers, the major banks have refused to rule out the possibility that they may need even more money than the $8.1 billion they have already set aside for the refunds and compensation they need to pay.

“The banks are taking these errors seriously, I don’t understand how their customers aren’t checking their statements.” said the Founder of MortgageWatchdog Andrew Gray. “On one hand people say they trust their bank, but then they don’t listen to the bank when they say they’re making mistakes. It just doesn’t make sense to me, especially when we make it possible to do in under 3 minutes a month”.

So far an incredible 28,450 people have used MortgageWatchdog to find mistakes in their statements. Even with these success rates it’s still hard to believe it’s happening so frequently.

Even when customers detect the errors, they find it har to believe. Despite seeing errors in his own account, Wayne Keogh of Melbourne still struggled to believe it was true. “MortgageWatchdog found that we had been overcharged $9,876.27 on our home loan. I had to recheck it as I didn’t think it could be true when I first did it. It was, and the bank has now reimbursed us for the full amount – and I used the money to buy a car!”

To take a risk free trial of MortgageWatchdog click here.

The problem for customers, is that they can easily think their statements are clean when they aren’t. If they only check them with the naked eye, these errors are undetectable. Going through a statement line-by-line won’t detect them because they are buried within the calculations that are not printed on your statements.

That is why you needed a dedicated calculator to find the errors.

To make matters worse, the errors are very one-sided towards the banks. With random errors, you’d expect a 50:50 split, but it doesn’t work that way.

After examining client’s statements, Martin McKenna, a former Commonwealth Bank officer said “only one in 70 cases we examined involves the undercharging of interest the other 69 have all been overcharged.”

That doesn’t seem fair does it.

Customers are entitled to get their money returned plus any interest charged too.

David Niven is a lawyer who specializes in fighting legal battles with the banks, he said “Your home mortgage is the biggest investment you’ll ever make in your life. Why wouldn’t you take some time to make sure that it’s right? At the end of the day it’s your money and you’re entitled to get it back.”

David’s view is also supported by the ASIC Deputy Chairman of ASIC, Peter Kell “When a problem is identified, licensees not only have an obligation to report the breach, but impacted customers must be returned to the position they would have been in, had the breach not occurred.”

 

MortgageWatchdog offers a risk free trial of their software. Click here to access it.

Bank Head Says Mistakes are Inevitable

Former head of consumer banking at Westpac, George Frazis, said in an interview with the Financial Review that “because of the large volume of transactions handled by the major intuitions, mistake are inevitable.”

“In other words, a smoker has a better chance of avoiding cancer, than bank customers do of avoiding the bank’s mistakes.” said Andrew Gray, founder MortgageWatchdog. “They say the only certainties in life death and taxes, now it looks like the banks have added their own errors to that list.”

Having helped over 28,450 people find bank mistakes with his error detecting program, Andrew is definitely an authority on this problem.

If you Google “inevitable”, here’s what it says:

inevitable
/ɪnˈɛvɪtəb(ə)l/
Adjective: certain to happen; unavoidable.
Similar: unavoidable, inescapable, bound to happen, sure to happen

So if the banks are telling us that errors are “certain to happen” what can we do about it? Especially when these errors are invisible?

“The problem is that these errors aren’t printed on your statements. They’re invisible to the naked eye, because they happen in calculations in the background. You can check your statements every day and you’ll never see them” says Andrew. “They are so had to detect without the right tool, even accountants miss them. That’s why we offer a risk free trial of our calculator”

The Sydney Morning Herald reported the story of George de Costa, an accountant from Petersham. When he used a calculator dedicated to finding these errors, he discovered $26,500 was missing from his accounts.  It’s a real warning sign when professionals, who are experts at finance can easily miss these errors without the right tool.

The Journal of The Institute of Chartered Accountants in Australia reported on this problem for their members “A recent survey of bank statements conducted by The Interest Savers for Sydney Morning Herald readers showed an error rate of 54%… The Herald’s switchboard was jammed for a week by callers wanting their statements checked.”

This article in the Sydney Morning Herald went on to report that 80% of these monthly errors favoured the banks and that the average error was $242.

Based on this survey it means that 6 of your 12 statements have errors and nearly 5 of those 6 errors favour the banks. That’s $1,210 a year.

Mark Carroll from the Sydney suburb of Castle Hill almost found this to the dollar. “In the first two years of my loan, MortgageWatchdog found $2,350 in errors. The bank has now credited this full amount back to my loan.”

 

MortgageWatchdog offers a risk free trial of their software. Click here to access it.

Subject: This finds money for you (can be thousands)

Body:

Hi,

Ann-Maree Enders from Perth was refunded $7,563.04 by her bank when she used MortgageWatchdog to check her mortgage for errors.

28,450 people have successfully use this error detecting calculator to find bank overcharges. This is a big problem, the banks have overcharged 5 million people. That means one in 5 people are owed money.

The banks know it too. They have set aside $8.1 billion for the refunds and compensation they know they need to pay and none of them think this problem is solved. None of them have ruled out needing even more money for payments for overcharges.

Why do you need this?

The problem with these overcharges is that they are not printed on your statement. They are invisible to a line-by-line check of your account and you need a special calculator to detect them.  

We have organised a risk free trial of the MortgageWatchdog error detecting calculator for you. You can take it here: <insert link>

Subject: More people finding money with this

Body:

Hi,

Wayne Keogh from Melbourne discovered he was overcharged $9,876.27 when he checked his mortgage using MortgageWatchdog. When he got his refund from the bank, he used the money to buy a car.

Mrs. Mackenzie from Brisbane found $8,643 missing from her fixed loan when she used MortgageWatchdog to check. She worked out that this saved her $33,000 over the life of her loan.

They have helped over 28,450 people find mistakes and overcharges in their accounts, everyone needs to be doing this.

The banks have overcharged 5 million people. They have set aside $8.1 billion for the refunds they know they need to pay out, so they know this is a problem. They are not denying it… so neither should be.

What can be done about it?

Because these errors happen in the background calculations, you can’t detect them by simply looking at your bank statement line by line. That’s where MortgageWatchdog comes in. This program will detect the mistakes in your statements for you.

We have organised a risk free trial of this program and you can access it here: <insert link>

 

Subject: This overcharge was really bad

Body:

Hi,

$9,484.31 in bank errors, in just 10 months. That’s what Bayley and Carolyn Vincent of Barden Ridge in NSW found when they used MortgageWatchdog to check their mortgage.

How can the banks make such a huge error is less than a year?

28,450 people have already found errors using MortgageWatchdog. It take about 3 minutes a month and it’s really important to do, because the banks know they haven’t found all the mistakes in their systems.

Over 5 million Australians are owed money by the banks, that’s one in five people. They have even set aside $8.1 billion for the refunds and compensation that they know they need to pay out… and they think I could still be possibly even more.

We have organised a risk free trial of MortgageWatchdog program and you can access it here: <insert link>

 

Subject: Warning from the banks re- your money

Body:

Hi,

The banks have warned their shareholders that there might be more money needed to repay all their overcharged customers.  They have not ruled out needing even more than the $8.1 billion that they have already budgeted for this.

28,450 people have used MortgageWatchdog to find their overcharges, an amazing success rate. If you haven’t use this yet you need to, because 5 million Australians are owed money.

Mychelle Morrissey and Gus Mulder of Wattle Grove in WA said “6 weeks later the bank sent us two cheques, one for my husband and one for me. The total we received from the bank was $4,000. Best investment I have made all year. Thank you MortgageWatchdog.”

One in five people are owed money by the banks. The big problem we have is that these errors are not printed on your statement. You need something like MortgageWatchdog to find them because they happen in the background calculations. Looking closely at your statement, you’ll never know you’re overcharged.

We have organised a risk free trial of this program and you can access it here: <insert link>

 

Short Videos: Risk Free Trial

Commonwealth Bank

This is the biggest bank is Australia so many of your visitors will immediately connect wit the branding.

Post Content:

Commonwealth Bank overcharged $80 million to 216,000 customers.

MortgageWatchdog have successfully helped over 28,450 people find their missing money. 5 million Australians are owed money and people are getting back thousands and thousands of dollars.

Bayley and Carolyn Vincent from NSW. They checked just 10 months’ worth of statements, and found $9,484 missing from their accounts.

The problem with these errors is that they are invisible to the naked eye, you can’t see them going through your statement line by line because they don’t work that way. They’re buried in some complex calculations.

Take a risk free trial of the MortgageWatchdog error detecting calculator here: <insertlink>

Download Wistia embed code here


Westpac

The second biggest bank in Australia.

Post Content:

Australia’s second biggest bank had to refund $65 million dollars to 200,000 customers.
The problem is that the bank detected this, not the customers.
200,000 people didn’t even notice.
All the banks combined have admitted to over $8.1 billion dollars in mistakes like this. 5 million Australians are owed money and so far MortgageWatchdog has successfully helped over 28,450 people find these kinds of overcharges.
Take a risk free trial of their errors finding calculator today: <insert affiliate link>

Download Wistia embed code here.


 

National Australia Bank

Post Content:

National Australia Bank illegally took a total of $62 million dollars from 195,000 customers, as reported in The Age newspaper.

All the banks combined have admitted to over $8.1 billion dollars in mistakes. 5 million Australians are owed money and so far MortgageWatchdog has successfully helped over 28,450 people find these kinds of overcharges. Now it’s your turn.

AnneMaree Enders from Perth found $7,563 when she checked her statements.
Take a risk free trial of the MortgageWatchdog error detecting calculator right now: <insert affiliate link>

Download Wistia embed code here


ANZ Bank

Post Content:

ANZ bank overcharged 235,000 of their home loan customers. ABC News reported that in total the bank had to refund roughly $70 million in overcharged interest on their customer’s accounts.

Over 5 million Australians have been overcharged by their bank, that’s one in 5 people.
Every major Australian lender has done this to their customers and combined, they have set aside $8.1 billion for all the refunds and compensation they need to pay.

Mrs. Mackenzie from Brisbane, she used MortgageWatchdog to check her accounts and found an overcharge of $8,643 on her loan and got it refunded back into her account.

You can take a risk free trial of MortgageWatchdog today: <insert affiliate link>

Download Wistia embed code here


ANZ Bank #2

Post Content:

This is funny (if it’s not your bank). In addition to their customers, the ANZ bank overcharged their chief executive too, and had to give him a refund.

MortgageWatchdog has successfully helped over 28,450 people find errors in their statements. One in 5 people are owed a refund by their bank and that’s just the ones the banks know about. They have told their shareholders that they have no confidence in their systems and that they may need to pay out even more money yet.
Wayne Keogh of Melbourne used MortgageWatchdog to check his accounts and he got back $9,876 from his bank.

You can take a risk free trial of MortgageWatchdog today: <insert affiliate link>

Download Wistia embed code here


I

Strategy 1: Government Funded Investment Program

Do this one thing and you can cover the repayments on a $500,000 mortgage. See how this program spins off $25,410 a year. 

I

Strategy 2: Create $90,000 in After Tax Profits in 12-18 Months

Learn how to partner with experienced buildres to create a building at a wholesale rate and sell at a retail rate for a profit.

I

Strategy 3: Part 1 The Banker's Blueprint

This video is CRITICAL to understanding how to become debt free, painlessly. You will learn the formula that banks use to make billions and how we can copy it and use our lazy equity to eliminate out mortgage pain.

I

Strategy 3: Part 2 Where to get 8%

In this video you’ll learn how to earn a high rate on your money by copying the strategy widely used by Australia’s richest people. We take the proven formula and use it ourselves to automatically pay down our mortgage with long term contracts in place.

I

Strategy 3: Part 3 The Nitty Gritty

This is how to implement the strategy we learnt in lesson 2. We look for all the signs of a strong, long term, low risk opportunity to get our lazy equity working for us, automatically paying for our mortgage each and every month.
I

Strategy 4: Is Paying LMI Worth it?

Many people have an automatic knee-jerk reaction to Lender’s Mortgage Insurance. In this video we look at the numbers and let them decide. Can LMI actually be profitable and pay for itself? How much more will you make if you use it?

Simple Negotiation Strategy to Get a Lower Rate With Your Bank

Banks are proactively acting against you to charge you a higher rate. They have programs in place to make you what they call a “sticky customer” and charge you more money.
I

Robert Kiyosaki on Financial IQ

A one-on-one conversation with Robert Kiyosaki was one the of the key moments in my life, that completely altered the path I was taking. In the moment, it was the worst news I’d ever heard, I thought I was doomed.

How much does it cost to have us set this all up for you?

This service pays for itself in around 6 weeks. Watch the video then book in for a free one-on-one call and discover what strategies are avaliable to you.

Register for the MortgageWatchdog Calculator Here

But before you register, here is an important instructional video on using the program…

1800 988 066

Learn How To Make Money
By Giving Away $200 of My Money